If you haven’t already experienced it, the result of having a negative listing on your credit file, even something seemingly small such as a misunderstanding with your phone carrier can have devastating effects.
A poor credit rating can mean refusal of credit for everything from home loans to simple store and credit card accounts.
The truth is a lot of credit providers love it when you have a poor credit rating as this gives them a reason to charge more for their products. Some credit providers have built empires on this basis, they don’t care if the listing is correct or not.
Would you be happy to be convicted for a crime you did not commit? Nor should you have to suffer because of an incorrect or faulty credit listing, you have the right to say “not guilty”
John Dickinson of clean Credit says restoring credit can result in once again being able to obtain fast and cost effective loan approvals with lower costs and interest rates and this can save people many thousands of dollars.
Clean Credit can be contacted on 1300 015 210 or www.cleancredit.com.au
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John Dickinson
John Dickinson is the managing director of Clean Credit Pty Ltd, A company specialising in the restoration of credit reports via the removal of negative credit listings such as payment defaults or court actions. Mr Dickinson has over 20 years experience both nationally and internationally in the property and financial markets and enjoys a comprehensive understanding of these industries.
Mr Dickinson was the foundation member of the Credit Repair Institute of Australasia, an organisation dedicated to customer protection and best practice principles within the credit repair industry.