Clean Credit Blog
Why are Creditors Interested in My Credit File?
Your credit file contains information that serve as basis of your credit score. Creditors look into this three-digit number that mathematically interprets the information in your credit file. You can access a copy of your credit report from credit reporting companies like Equifax. Your credit report will allow you to review any credit related activity such as credit enquiries and credit card balances.
Proof of Financial Hardship: Documents Needed
Not everyone can apply for serious financial hardship. Not getting enough money to pay your bills or to meet your daily needs wouldn’t suffice. The law set specific circumstances where individuals can take refuge from this legal exception. Serious hardship is a situation in which you can no longer pay your debts and bills. It is a relief offered by creditors and the taxation office to release borrowers from certain types of financial obligations
Credit Repair Tips to Help You Develop Personal Money Goals
Australia has one of the most booming economies in the world, yet so many Australians have bad credit score. Their rating limits their ability to borrow money, leading to more debts and money problems. In reality, the main culprits of credit problems are weak money management and poor financial planning. The question is—what credit repair tips can help you Fix Your Credit Rating and help you achieve financial satisfaction?
Identifying Strategies for Improving My Credit File
Discover the most practical steps that can help you improve your credit ratings and strengthen you financial portfolio.
Defaults vs Judgements: Which Causes More Damage to your Credit File?
Are you wondering why you may have a bad credit rating even after keeping your credit card balances low or staying below your credit cards spending limits?
How Credit Repair Improves Your Credit Rating
Explore some of the ways in which your credit repair can improve your credit rating.