Clean Credit Blog
If you’re wondering whether or not credit inquiries can lower your credit score, the answer is ‘it depends’. While a soft inquiry will not affect your credit rating, hard inquiries can. Here’s why.
Are you trying to negotiate a repayment arrangement using financial hardship? If so, here are some important things to consider.
Financial hardship means you are having difficulty in repaying your loans and debts when they become due because of two main reasons:
Unlike what some people think, bankruptcy is not complete surrender, nor is debt consolidation an all-out solution.
Here are five common mistakes to avoid when applying for personal loan bad credit:
Life happens, and sometimes it can take an unexpected turn. You are suffering from financial hardship if you are struggling to make ends meet, and finding it hard to pay your utility bills or to meet your loan repayments because of the following circumstances:
When you find yourself in a difficult financial situation where you need to obtain quick loans to meet your needs, a poor credit score may get in the way. Many people in need of serious credit repair often resort to debt consolidation loans or debt management programs to increase their credit score.
Credit repair letters represent the best method you can use to repair your credit score.
When you are desperate, you are more vulnerable to scams of credit repair and dodgy money lenders whose sole purpose is to take advantage of you. Such a credit repair scam can cost you thousands of dollars, and if the service fooled you once, it will fool you again.
Understand the benefits of debt consolidation loans for bad credit and how you can make it work to improve your credit score.
Do you have errors on your credit file? Are you stressing about how to remove these errors ?
Your credit score is a reflection of your borrowing habits. Sometimes, it is a product of typographical errors, inaccurate reports and identity theft.
Let’s face it, not everybody wants to fix their credit report on their own. It is time-consuming and sometimes, an emotional process for many consumers.
Are you planning to maintain your good credit rating? Or do you need to improve your current credit score, so that you will have more financing options?
Having bad credit rating is a sign that your finances are going down the drain and debts are starting to appear.
Nobody wants to go home to a dirty and cluttered house. What is the difference between a messy credit report and a cluttered room?
Is bad credit a common concern for you? Do you suspect that your loan application could be rejected because of that? If you’re uncertain, here are the top signs that show you are in desperate need of credit repair.
Deciding whether to hire credit repair company or not is not a tough job. But, there are some important factors to consider when making your decision.
What would your financial status be like if you could erase bad credit from your credit file?