Fix My Credit Rating
Have you recently checked your credit score? Did you have an unexpected default from a telecommunications provider? Were you surprised to see an extremely low credit score?
You are not alone. Millions of Australians are unaware of their credit score. If you ever missed a repayment or forgot to pay your water bill; you should check your credit score. If you are looking for a loan’ whether it be a personal loan, home loan or a credit card, you may struggle to get a loan. A low credit score can have a disastrous impact on your ability to secure a loan. If you are one of the millions of Australians with a low credit score. Its time to fix it. Fortunately, credit repair agencies and good money habits exist.
Effective credit repair is a highly specialised field.
Whilst there are strategies to help improve your credit score, Credit repair is a highly specialised field. An in-depth understanding of the relevant legislation, along with experience in effectively communicating with credit providers and industry ombudsman are vital aspects of reaching a positive result. If you are wondering “how can I fix my credit rating”, then Clean Credit is here to help. With our experienced team and high success rate, we offer our clients the best chance of restoring their credit file.
Fixing your credit rating, in whichever listing that can be fixed, helps improve your credit score. Having a good credit score will improve your chances of acquiring a home loan, a personal loan or any type of finance, with a better rate as well. If you’ve been rejected from your loan applications lately, it could mean that you may have negative listings on your credit file and your credit score is low due to those listings.
Fixing your credit score is therefore based on a combination of factors. Removing a default through a credit repair agency will improve your credit score. An improved credit score will give you a better chance of getting the loan approved quickly with a more competitive rate. Smart money habits also play a large role in securing and maintaining your loan. Whilst your credit score will improve, it is important to ensure that you remain financially stable. Budgeting and motivation play a large role in keeping on track. To apply for your ideal loan at competitive rates, visit ALC.
Fix My Credit Rating with Clean Credit
Clean Credit is an industry leader in helping people restore their credit rating. We specialise in removing and improving negative credit listings such as payment defaults or judgments. The positive effects of this process can be felt almost immediately upon the removal or correction of the offending credit item. This is because the person’s credit score will automatically adjust to reflect an increased figure
Clean Credit request information from the credit providers. The information is used to investigate and identify any grounds to remove the bad credit listing.
Clean Credit prepare a dispute that highlights any errors in the process the credit provider followed when listing your default. Clean Credit will communicate your circumstances at the time and escalate the matter to have your default listing reviewed.
Clean Credit deal directly with credit reporting agencies such as Equifax and Ilion to facilitate the removal or correction of your bad credit rating.