Even though a negative credit listing should be removed from a credit report if it is found to be faulty or inaccurate regardless of whom the credit provider was the reality is the process of arranging the removal of a credit listing can be as much to do with who the credit provider is as facts surrounding how the listing was entered.
This is because different credit providers have different attitudes towards agreeing to remove a default listing. While some credit providers are happy to remove the listing once an error has been pointed out to them, others will still resist to comply and can become obstructive and belligerent.
The fact is the law clearly states that a credit listing must be removed if it was made in error or the process followed by the credit provider was not correct, in the real world however how difficult this process is can very much depend on who the credit provider is.
From our perspective as a credit repair company the credit provider that listing the negative item is very important. Clean Credit deals with many credit providers on a daily basis and over time we have developed close working associations with many of them, particularly with the telecommunication and energy industries. Like many things in life, getting a positive outcome can be as much to do with who you know as what you know and effective credit repair is no different.
This is very evident by the fact that if the general public calls a credit provider such as a telecommunication company they are likely to be connected to a call center and passed from person to person often ending with little success. Because Clean Credit has contacts within these organisations we are able to make fast contact with decision makers and in many cases resolve the matter quickly.
For more information on how to improve your credit file and how to have a negative listings such as defaults and judgments removed from a credit file call Clean Credit on 1300 015 210