Dun & Bradstreet (D&B) is the leading provider of commercial data and insight on businesses around the world. It is included in Fortune 500 public companies. D&B has its headquarters at Short Hills, New Jersey in the US. Currently, the company operates in three major segments: North America (consisting of operations in the US and Canada), Asia Pacific (consisting of operations in Japan, China, and Australia), and Europe and Other International Markets (operations in the UK, Ireland, Belgium, the Netherlands, and Latin America. Dun & Bradstreet maintain a credit scoring system in a similar fashion to Veda Advantage. Clean Credit will in most cases also view the Dun & Bradstreet credit report on behalf of their clients in order to make sure there are no negative credit issues recorded. Although it is not common, there has been examples of negative credit listings being recorded by Dun & Bradstreet that are not listed with Veda Advantage.
The company was founded in July 1841 when Lewis Tappan established The Mercantile Agency in New York City. Originally, it was formed for the creation of a network consisting of correspondents who would provide objective and reliable credit information.
The Mercantile Agency combined with its rival RG Dun & Company in 1933. The merger was the direct predecessor of what is today known as Dun & Bradstreet. The business is principally involved in provision of information about corporations and businesses as required in making credit decisions, supply chain management strategies, and business-to-business marketing campaigns. In D & B’s capacity as a Mercantile agent Clean Credit is in regular communication with Dun & Bradstreet in relation to restoring our clients credit files.
To date, D&B has database covering over 150 million unique companies globally. It has more than 53 million professional contacts using various sources that include trade references, public records, newspapers, telecommunication providers, telephone interviews, and other publications. It generates revenues through customer subscriptions especially through its subsidiaries, which include Purisma, Hoovers, JVKelly Group, and AllBusiness.com.
D&B through its subsidiaries is currently engaged in a variety of services focused in collection, maintenance, and provision of commercial business information. It has an online database containing up to 195 million relevant and updated data about private and public companies worldwide. As mentioned, it even provides information about industries and executives. Needless to say, its information is logically made as significant components of various credit reports and background information. Many commercial credit providers utilize the credit reporting services of D & B. For this reason whenever Clean Credit is assisting a client with a negative credit listing that is effecting their credit score Clean Credit will always request a D & B credit report.
The company’s products and services could be categorised into three: sales and marketing, supply chain management, and risk management. Generally, its aim is to provide solution sets that would meet diverse sets of customer needs worldwide.
Products and services
Sales and marketing products include DUNS Market Identifier, D&B Professional Contacts, and Optimizer. These provide business data for sales and marketing professionals who need information for CRM and prospecting activities. D&B Sales and Marketing Solutions is aimed at increasing revenues from existing and new customers of businesses. D&B Internet Solutions help in conversion of prospects into actual clients through significant business information.
Risk management products from D&B include Comprehensive Report, Business Information Report, and DNBi platform. Such products provide historical and current information about businesses that are crucial for making important credit decisions. D&B Risk Management Solutions is a product that facilitates mitigation of credit and supplier risks. Thus, it is helpful in increasing cash flow and overall profitability of companies.
D&B has been operating in Australia since 1887. In New Zealand, it has been operating since 1903. Dun & Bradstreet (Australia) Pty Limited has its Australian headquarters in Queensland and in Melbourne, where it offers services like Marriot Business services, Geneva Business Services, and Gab Business Services.
Clean Credit works closely with Dun and Bradstreet by way of requesting and reviewing credit reports on behalf of its clients.
Clean Credit Pty Ltd – Foundation Member of the Credit Repair Institute of Australasia