There are many things that can affect my credit rating. The most known factors are unpaid debts, missed payments and multiple denied requests. However, what about pre-approval loans? Can those type of requests negatively affect my credit rating? We did…
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If you don’t know what’s in your credit file, you might be in for some trouble the next time you want to apply for a loan or credit card. Your credit file is the thing that will make potential creditors…
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If I had a dollar for every time somebody told me “My credit rating is going down and I have no idea why,” I’d be living in my own building, not apartment. There are many reasons why one’s credit…
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If you’re a constant borrower, you know by now that credit rating or score, however you call it, is crucial. It’s one of the first aspects a lender takes a look at when you apply for a new loan. One…
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It’s less likely somebody doesn’t get the sweats when his credit score is dropping for no apparent reason. Since we’re talking about finances, we must be aware of the fact that nothing ever happens for no good reason. Let’s suppose…
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While higher credit scores represent good credit decisions and responsible borrowing, bad credit works the other way around. For some borrowers, short term loans no credit check is a key ingredient for improving their credit rating, as it helps…
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If you’re wondering whether or not credit inquiries can lower your credit score, the answer is ‘it depends’. While a soft inquiry will not affect your credit rating, hard inquiries can. Here’s why. Inquiry When you or…
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Are you trying to negotiate a repayment arrangement using financial hardship? If so, here are some important things to consider. Financial hardship means you are having difficulty in repaying your loans and debts when they become due because of…
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Unlike what some people think, bankruptcy is not complete surrender, nor is debt consolidation an all-out solution. Both of them are considered as debt management strategies. These are methods that borrowers can use to survive in the most challenging…
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Do you need personal loan bad credit but it seems that getting money from a lender is a difficult process? While people with sparkling clean credit scores immediately access low interest loans, the rest of the population are finding…
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