Avoid a Bad Credit Rating

Prevention is always better than a cure. Having a bad credit rating can have large negative impacts on your life, so it is definitely worth the effort to avoid this fate. There are a number of things you can do to help you keep clear of a bad credit rating and to maintain a good credit score.

How to avoid a bad credit rating:

  • Make sure your credit providers are immediately informed of a change of address or contact details.
  • If you notice a direct debit has stopped but the debt still exists, don’t wait to be contacted by your creditor. Call first
  • If there is an issue with making a payment, call the creditor immediately to discuss
  • If your debt cannot be paid right away, talk to the creditor about a payment plan
  • If a payment plan is agreed on, make sure it is honoured
  • Make sure everything is in writing
How to avoid bad credit rating
Most importantly, don’t bury your head in the sand if things go wrong. If you know you are going to have trouble making a payment, contact the credit provider and let them know. Many of these situations can be resolved though effective communication.

What if I already have a bad credit rating?

If you do find yourself with a bad credit rating, do not despair; Clean Credit is here to help. Through our credit repair service, we can help you remove negative listings from your credit report and improve your credit score. A good credit rating could give you more financial opportunities and allow you to move on with your life.

Call Clean Credit today on 1300 015 210 or fill out our quick enquiry form.

See Also…

What is a Credit Rating?

How Do I Find My Credit Rating?

How Do I Get a Bad Credit Score?

How Does My Credit Rating Affect Me?

How to Improve My Credit Rating and Score

The Benefits of a Good Credit Score

Who Gives You a Credit Score?

Who Looks at Your Credit Score?