The Ethical Perspective: Is It Right to Remove a Contestable Credit Listing?
The credit reporting system has not been kind to the Australian consumer. In today’s tight financial market, even one small negative credit listing such as a payment default has the potential to affect someone’s ability to obtain credit for up to five years. At Clean Credit we do not believe this punishment suits the crime. We feel it is inappropriate for people to suffer for years at the hand of a faulty or incorrect credit listing. After all, if you were in court being convicted of a crime you did not commit, you have the option to plead “not guilty”. Defending your rights with regards to an incorrect credit listing is no different.