Credit files are stored by the credit reporting agencies. In Australia these companies are Veda Advantage and Dun & Bradstreet. Each time a person applies for finance the credit provider will make a credit enquiry about the applicant. This information…
The way to remove a negative listing really depends on the nature of the listing itself. In the case of payment defaults and Judgements it is all about applying the correct legislation that is in place to protect the consumer…
Credit Files have a lot of mystery and misinformation associated with them. This is because most people have never seen their own credit file and don’t know what is on it. Your credit file is a record of information that…
To obtain a copy of your credit file you will need to contact the credit reporting agencies such as Equifax (formerly Veda Advantage) and Dun & Bradstreet. You will have the option to pay for a copy of your credit…
Your credit report is a summary of your financial history. It is an extremely important document in that it can determine whether or not you are able to secure a mortgage, car loan, or other credit facility as well as…
A credit report is a summary of all your credit related activities. Any credit accounts you have now or have had in the past, including credit cards, home loans, auto loans and more, are listed in your credit report. A…
