Are you always maxing out your credit card? Do you let your bills pile up? It can be easy to do but unfortunately this activity can have a detrimental effect on your credit report. A poor credit rating might not seem like a big deal, but lenders will view any negative listings on your credit report as a red flag.
Identity fraud puts you into substantial debt, ruins your credit score and possibly divest you of your medical and retirement benefits.
Picture this: Just like most Aussies out there, a Sydneysider was looking forward to the idea of getting married, and purchasing her dream home with her fiancé.
Bad marks on a person’s credit history can be there for years and can possibly hurt their chances at getting a loan on a car or increase their rates for a mortgage on a house.
