Do Credit Enquiries Affect Your Credit Score?
Do credit inquiries affect your credit score? YES! Read on to find out why, the consequences and what you can do if it’s too late…
Do credit inquiries affect your credit score? YES! Read on to find out why, the consequences and what you can do if it’s too late…
There are so many different reasons you might be looking to take out a loan. Whether it is for a luxury expense, such as an
Are you trying to negotiate a repayment arrangement using financial hardship? If so, here are some important things to consider. Financial hardship means you are having difficulty in repaying your loans and debts when they become due because of two main reasons:
Payday loans aren’t as popular as the other loans. They are so unpopular that most people don’t know how this type of loan can affect their credit score.
Going out often can drain your wallet. If you are trying to save up for a down payment on a home, pay off mounting debt or just so you can put more cash in to your savings account, it can be a daily struggle. Being a social person can cost a lot
Schools usually focus on the academics in teaching our children; it is very rare that they are taught money saving tips inside the classroom.
If you have ever used credit cards then you will undoubtedly know that the interest rates they charge on purchases are high, very high in fact. But they have actually been lowered recently. The most recent average rate on low-rate cards has gone from 13.2% to 12.95%.
Despite how important an individual’s credit report may be, the majority of Australians have never checked their report. Not knowing what your credit report holds can lead to paying higher interest rates on credit cards and loan accounts, and can impede your chances of getting an affordable home loan.