Clean Credit: Repair my Credit
You will be wondering, “Can Clean Credit really repair my credit?” This is the most common question we are asked and we fully understand why.
The short answer to this question is yes. In most cases negative credit listings can be permanently removed from credit files.
The credit repair industry is quite new in Australia and there is little information on the subject readily available to the general public. Unfortunately the industry has its fair share of questionable practitioners, which doesn’t help reputable operations gain credibility.
The reality is the law requires anyone, including credit providers, to follow a strict process prior to lodging negative listings with the Credit Reporting Agencies. However, on many occasions these processes are not followed, generally because the listing party was not aware of their obligations or they neglected their responsibilities. The problem is that there is little consequence if someone lists a negative item on a credit report without following this process, even if the person the listing is made against suffers hardship as a result.