Graham’s credit issue really shows how even a seemingly small credit listing can have such a negative effect on a credit score.Graham had a misunderstanding with a telecommunication company in 2012 that resulted in a default being recorded on his credit file.  This default had lowed his credit score to 395 which meant securing any form of credit was proving impossible.

Clean Credit was able to arrange for this default to be removed from Graham’s credit file which increased his credit score to 802, this 401 points WOW.  With this default gone and a new credit score Graham had no problems securing credit.