Paul had a clearout listing to Credit Card Company.  A clearout listing is a serious thing as it is recorded on a credit file for seven years instead of five years being the recording period for a default.  Other credit providers look upon a clearout listing as very serious matter as it implies the credit provider is not able to locate the person and they are purposely evading their responsibilities.  In Paul’s case this was not correct however the credit card company had entered this listing and it was having a disastrous affect on his credit file.  His credit score has been reduced to 514 which meant he was not able to secure credit.

Clean Credit worked directly with the credit card company and arranged for this listing to be completely deleted from Paul’s credit file, this increased Paul’s credit score to 832, a jump of 318 points.  With a clean credit file and this new credit score Paul was able to secure the finance he needed.