Tim had a payment default to a telecommunication company that was listed in 2011. This happened while Tim was out of the county. He had in trusted a family member to take care of her bills while she was away, unfortunately this account was missed which ended in a default being listed on Tim’s credit file.

This was coursing Tim real problems as she needed a credit card to help him manage his cash flow while she was looking for work after returning from overseas.

Clean credit was able to help Tim have this payment default removed from his credit file and increase her credit score by 249 points to 802. With a clean credit file and a new credit score of 802 Tim was able to get the credit card he needed.