We’re here to help you understand bad credit
Our team of credit experts can quickly and comprehensively assess your credit file
Enquire online, it will only take seconds
Why assess your credit file?
Gain a better idea of your creditworthiness
Check if you have any defaults, black marks or court judgments
Easily manage your personal finances
Understand why you may have been declined for credit in the past
Avoid loan rejection in the future.
How it works
Step 1: Research
Step 2: Analysis
Step 3: Advice
How comprehensive credit reporting can boost your credit score
Comprehensive credit reporting is the new standard where creditors report repayment history on your credit file
Good repayment history is now more important than ever. Consistent payments demonstrate good behaviour and can help push your credit score up.
Negative repayment history can reduce your credit score down so it is important to stay on top of your payments. Staying in touch with your creditors and letting them know when your circumstances change may help you protect your repayment history,
What our clients say
“I had no idea that a couple of late bills could mess up my chances of getting a credit card. The team at credit assessment, helped me realise the importance of staying on top of my credit score. I feel so free now”
A massive thank you to the team at credit assessments. They went through every bit of my credit file and explained to me what everything meant. It turns out that I had a default from a missed phone bill. They even helped me get rid of the default. Thank you!!!”
If you are unsure about what’s in your credit file, I highly recommend speaking to credit assessments. My wife and I were hoping to go on holiday to the Maldives. We thought we would apply for a credit card, just to pay for the flights and accommodation. After getting rejected by three different banks, we started to get frustrated. We had no idea why we were getting rejected. That’s when I decided to check my credit score. With little understanding of my credit score, we decided to reach out to the experts. Credit assessment uncovered a default on our file that was incorrectly placed. A few weeks later, we were off to the Maldives.” Legends.