Credit Cards
Credit Card Advantages And Disadvantages
Considering getting a credit card? Read about the credit card advantages and disadvantages here before making your decision!
Considering getting a credit card? Read about the credit card advantages and disadvantages here before making your decision!
Are you looking to get a credit card? You might be asking ‘do credit cards affect your credit score?’ Find out here & move forwards with knowledge.
Stepping up into the world of credit cards is an exciting milestone that we often aren’t prepared for. It’s also a big adjustment. While most of us have an idea of how the credit card works before we dive in, it can be all too easy to get carried away or step back from responsible spending.
As you might know by now, the bank rewards you when you spend money using your credit card. That reward usually comes as points you can use for shopping or travelling.
If you’re looking for a way to pay down your debts, cover the cost of hospitalization or a car repair, a personal loan for bad credit can be your lifesaver.
Even though it may seem odd at first glance, your credit card speaks a lot about your personality. How is this possible?
Surprisingly not a lot of Australians know how to manage their credit card debt and mortgages.
Credit cards provide convenience particularly if you have an important purchase that you need to make right away and cash on hand is not available.
Christmas gift ideas are hard when you’re trying to stick to a budget.
Credit cards often charge an annual fee which can range from $15 to $500 depending on what type of card you are using. Credit card holders are encouraged to compare credit cards before they apply for any new cards.
If you have a credit card then you probably know that the interest rates are incredibly high. You might have gotten a credit card or two for those “just-in-case” purchases but if you have ever missed a payment then you know why credit card companies are so rich.
If you have ever used credit cards then you will undoubtedly know that the interest rates they charge on purchases are high, very high in fact. But they have actually been lowered recently. The most recent average rate on low-rate cards has gone from 13.2% to 12.95%.
Christmas can be an expensive time of the year and it’s all too easy to spend more than you planned to. Many people start the New Year with bills they are unable to pay and this reality quickly replaces the joy of Christmas with a feeling of worry and regret.
