Tag: Credit Reporting

What Borrowers Need To Know About The Statute of Limitations
Tips
Diane Challis

What Borrowers Need To Know About The Statute of Limitations

Debts do expire. After a certain period of time, creditors can no longer recover the money they lent you. While the list of statute of limitations is not a solution to your credit issues, it can protect you from unlawful actions of creditors and unnecessary entries in your credit report.

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What Your Credit History Says About You
Credit File & Report
Diane Challis

What Your Credit History Says About You

The past is not past when it comes to credit history. Of course, you are not defined by your past but creditors look into it to see if you are credit worthy. So even if you make a resolve to change or you pay off your debt today, that’s not the end of that.

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Is Credit Repair Actually Worth It?
Credit Restoration
Diane Challis

Is Credit Repair Actually Worth It?

Experiencing difficulties in getting a loan is the best indication that you should focus on a credit repair. If your credit file has a bad history, financial institutions will be reluctant to give you a loan. Even if your business and income are doing great, chances are your loan applications will be rejected in case of a bad credit history.

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How to Repair Your Credit after Bankruptcy?
Credit Restoration
Diane Challis

How to Repair Your Credit after Bankruptcy?

Is it possible to get a loan when dealing with a bad credit history? How can you repair your credit? We’ve gathered a list of suggestions that will help you overcome this problem and improve your credit file!

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The Importance of Tracking Your Credit Rating
Credit Rating & Score
Diane Challis

The Importance of Tracking Your Credit Rating

Ever wondered why it is important to track your credit rating? Every Australian has a three-digit score, a credit rating that is calculated by credit reporting bodies (CRBs). This reveals data about your financial history gathered from financial institutions and banks from all over the country.

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Can I Still Fix My Credit File?
Credit File & Report
Diane Challis

Can I Still Fix My Credit File?

There have been a number of changes to credit reporting legislation recently.  Many of these changes are in my opinion positive and were well overdue.  For the most part they have been welcomed by credit providers and the general public but having said this, change is never easy and reform with credit reporting has generated its fair share of uncertainly and controversy.

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