NO effect on your credit file
Now is the time to get your finances in shape, and fix bad credit. Get your credit rating looking as good as it can, should you need to apply for credit. Our specialist team is ready to help to clear credit history today.
Clean Credit provides credit repair services to help you to regain financial control. Credit repair is a term used to describe the improvement of an individual’s credit report. This is achieved through the removal or adjustment of negative credit listings from a person’s credit file. These removals will improve your chance of gaining loan approval, help you to lower interest rates and more.
The credit repair process is achieved through the removal or adjustment of incorrect negative listings from a person’s credit file.
Cleaning up these listings may improve a person’s credit score. This is a score that is checked by lenders when someone applies for a loan.
With a better credit score, a person has a greater chance of securing finance as they are deemed as more responsible borrowers. This is why credit repair services are so important when you have a bad credit history.
Fill out an enquiry form, or contact us directly on 1300 015 210.
We will talk you through your credit report over the phone and explain what is dragging your score down.
Next, we will get to work on disputing your case with the credit providers in question.
Finally, if successful, your negative listings will be removed and your credit file will be wiped clean.
If you haven’t already experienced it, the result of having a negative listing on your credit file, even something seemingly small such as a misunderstanding with your phone carrier, can have devastating effects.
A poor credit rating can mean refusal of credit, higher interest rates and a reduced chance of being granted phone contracts and other forms of finance. A clear credit history puts you back in financial control so you can receive loans and lower interest rates when you need them.
Even the smallest negative listing on a credit report can have devastating results when trying to secure credit.
Given the current financial markets, many credit providers have become highly risk-averse and even one small credit issue such as a late payment on a phone account can put your credit file at risk.
Speak to our team to understand how to get ahead after receiving a default. Defaults last on your credit file for 5 years. You could get yours removed within 30 days here.
Each time you apply for finance with a bank or private lender, you receive a credit inquiry on your file.
A credit inquiry tells other providers that you have recently requested to borrow money from a credit provider. This can make them wary of providing you with finance since you might have lots of other debt to your name. Consequently, you could be less likely to pay them.
A credit enquiry remains on your account for 5 years, which is why, when applying for credit you are sure that you want to proceed with an application.
Credit repair is a term used to describe the process of improving an individual’s credit report. This can be achieved through the removal or adjustment of incorrect negative credit listings from a person’s credit file. Credit repair is a possibility in Australia, but first, it’s important to understand what could have damaged your rating in the first place.
Are you wondering why you may have a bad credit rating even after keeping your credit card balances low or staying below your credit cards spending limits?
Like many people out there, you might be wondering: “why is it so important for almost every lender?” Also, you might be asking: “how do I get my credit file and how can I use it?”
