Face your credit fears

By following a few simple rules, you can avoid a bad credit rating. If it's too late, get in touch, and we can help with repairing your credit.


        
            OK
            96.777

Can't get a loan or credit card?

We provide credit repair solutions

NO effect on your credit file

Take the steps to avoid bad credit

Getting negative credit listings can seriously impact your credit score and in turn impact your ability to obtain credit if you need it. We outline the ways you can avoid going down the path towards poor credit.

How can I avoid a bad credit rating?

Why do I need to avoid a bad credit rating?

Prevention is always better than a cure. Having a bad credit rating can have large negative impacts on your life, so it is definitely worth the effort to avoid this fate. There are a number of things you can do to help you keep clear of a bad credit rating and to maintain a good credit score.

Ways you can avoid bad credit:

Make sure your credit providers are immediately informed of a change of address or contact details
If you notice a direct debit has stopped but the debt still exists, don’t wait to be contacted by your creditor. Call them first
If there is an issue with making a payment, call the creditor immediately to discuss the matter
If your debt cannot be paid right away, talk to the creditor about a payment plan
If a payment plan is agreed on, make sure it is honoured
Make sure everything is in writing.

Don’t bury your head in the sand

If you know you are going to have trouble making a payment, contact the credit provider and let them know. Many of these situations can be resolved through effective communication. One of the simplest ways to avoid a bad credit rating is through communication!

What if I already have a bad credit rating?

If you do find yourself with a bad credit rating, do not despair; Clean Credit is here to help. Through our credit repair service, we can help you remove negative listings from your credit report and improve your credit score. A good credit rating could give you more financial opportunities and allow you to move on with your life.

Bad Credit

Top 6 Tips To Avoid Bad Credit

Having bad credit can make life hard. From difficulty getting a phone contract to high interest rates for loans. Learn these key tips to avoid bad credit.

Make Sure There’s No Credit Default on Your Report

Credit File & Report

Avoid defaults on your credit report

Having a payment default on your credit report can greatly affect your next loan application. Every credit card holder should be aware of the negative effects of having credit default.

Credit File & Report

5 Ways to Avoid a Bad Credit Listing

If you want to avoid a bad credit listing, make sure that you are paying your utility bills, credit card balance, mortgage, personal loans and other types of debts on time. It is a bit challenging to do so-especially if you have limited income, so we put together practical and simple tips to avoid negative entries in your credit file.