Jenny’s Three Defaults

Comprehensive Score

Jenny’s Three Defaults

When Jenny came to Clean Credit she had three defaults on her credit file, two with banks and one with an appliance rental company. During 2009 when these three defaults occurred, Jenny became quite ill and fell behind with her payments. These defaults had a disastrous effect on her credit file, lowering her credit score to 514. Jenny recovered from her illness, however she now found herself unable to secure finance.


Clean Credit negotiated with all three credit providers and arranged for the three default listings to be removed from Jenny’s credit file. This had the immediate effect of increasing Jenny’s credit score by 287 points to 801. With a clean credit file and an increased credit score Jenny was free to secure finance again.