James’ Court Judgement
James separated from his wife in 2016 and moved out of the family home. His ex-wife neglected payment on the Mortgage and Council rates and ignored the mail, resulting in two Default Judgments being made against the both of them by the bank and local council respectively.
50% chance of adverse recorded at Equifax in the next 12 months.
Clean Credit was able to arrange for both matters to be set aside with the Courts, and both Court Judgments were deleted from James’ credit file. His credit score increased to 559 and he was able to move on with his life after the Divorce.
8% chance of adverse recirded at Equifax in the next 12 months