Finance... on your terms
Why fix my credit rating? With a clean credit history, you are more likely to be approved for the loan you want. Think of the extra freedom and the choices!
Why fix your credit?
More finance choices, lower interest...
People with good credit scores are eligible for lower interest rate loans. You could lower your payments and pay your loans off sooner.
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Can't get a loan or credit card?

We provide credit repair solutions

NO-effect-on-your-credit-fileNO effect on your credit file
no impact on your credit score

Should I fix my credit rating?

A negative listing on your credit file can have such a devastating effect on your financial and mental health. Even something as small as a misunderstanding with your phone carrier can impact your credit rating. Fortunately, there are solutions to fix your credit.

Why fix my credit rating?

If  you find yourself stuck with a credit rating problem, you should consider getting credit repair.

A poor credit rating can mean refusal of credit for everything from home loans to simple store and credit card accounts. Even if credit can be secured, product pricing can be directly affected by your credit rating. This generally means higher fees and interest payments, potentially costing you thousands extra.

Some people are very surprised to learn how much more they may pay if they have a default or negative listing on their credit file. Depending on the nature of the default, it could mean not getting finance for life’s purchases at all.

why to fix your credit
how do I fix my credit score

Our credit fix solutions restore your financial reputation

If a credit listing is incorrect or hasn’t follower due process, you can be paying more, even though you haven’t done anything wrong. You should not have to suffer because of an incorrect or faulty credit listing. You have the right to appeal bad listings.

Why fix my credit rating? Restoring your credit file will allow you to retake control of your finances. You will finally be able to re-obtain fast and cost-effective loan approvals. These loans will more than likely have lower costs and lower interest rates. Fixing your credit rating will re-open the door for any healthy financing.

Repairing your credit restores dignity. Fix your credit rating so you and your family can regain control of your finances. What could be more important than that?

Negative effects of a bad credit score

insurance-icon

Higher insurance premiums

refused loan icon

Difficulty obtaining a loan

higher interest rates icon

Higher interest rates

restrictive loan terms icon

Restrictive terms on loans

hard to get mobile phone plan

Trouble with phone plans

final bill icon

Issue with utility accounts

The comparison between loan options for bad and good credit

Lender: borrower has to use a non-conforming lender due to the default

Loan amount: $250,000
  • Loan term: 25 years
  • Interest rate: 12% (due to the default)

Lender: borrower can now use a lender with a lower rate due to default removal

Loan amount: $250,000
  • Loan term: 25 years
  • Interest rate: 7% (due to clean credit)

That’s a saving of $867.00 every month or a whopping $10,404.00 per year.

Don’t let that credit issue stop you getting ahead in life, now is the time to act. Take your first steps towards restoring your credit rating and improving your credit score.

 *Above are examples only, actual interest rates and terms may differ).

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