NO effect on your credit file
A negative listing on your credit file can have such a devastating effect on your financial and mental health. Even something as small as a misunderstanding with your phone carrier can impact your credit rating. Fortunately, there are solutions to fix your credit.
If you find yourself stuck with a credit rating problem, you should consider getting credit repair.
A poor credit rating can mean refusal of credit for everything from home loans to simple store and credit card accounts. Even if credit can be secured, product pricing can be directly affected by your credit rating. This generally means higher fees and interest payments, potentially costing you thousands extra.
Some people are very surprised to learn how much more they may pay if they have a default or negative listing on their credit file. Depending on the nature of the default, it could mean not getting finance for life’s purchases at all.
If a credit listing is incorrect or hasn’t follower due process, you can be paying more, even though you haven’t done anything wrong. You should not have to suffer because of an incorrect or faulty credit listing. You have the right to appeal bad listings.
Why fix my credit rating? Restoring your credit file will allow you to retake control of your finances. You will finally be able to re-obtain fast and cost-effective loan approvals. These loans will more than likely have lower costs and lower interest rates. Fixing your credit rating will re-open the door for any healthy financing.
Repairing your credit restores dignity. Fix your credit rating so you and your family can regain control of your finances. What could be more important than that?
Don’t let that credit issue stop you getting ahead in life, now is the time to act. Take your first steps towards restoring your credit rating and improving your credit score.
*Above are examples only, actual interest rates and terms may differ).
Are you wondering why you may have a bad credit rating even after keeping your credit card balances low or staying below your credit cards spending limits?
You may have read tons of articles about “tips on how to fix my credit”, but they often involve paying down your debts. What if you are financially hard up today, but you want your credit score fixed so you can get a better loan, job or perhaps a nicer apartment than what you could get with your current credit score?
Your credit score Australia is a snapshot of your credit behaviour. A borrower can improve and fix the information on a credit file by making simple adjustments in debt management.
