Tammy’s Paid Default

 Comprehensive Score

Tammy’s Paid Default

Tammy had a paid default to a utility company that was listed in 2011. The default amount was only small and had been paid, however the listing had lowered her credit score to 427. Tammy and her husband wanted finance for a home renovation but this small paid default was getting in the way. Her bank said unless default was removed they would not be able to help.


In just two weeks we arranged for this paid default to be removed from Tammy’s credit file. With this default removed her credit score increased 284 points to 711. With the default removed, her bank had no problem approving finance for her renovation.