Kim’s Past Default

Comprehensive Score

"Credit File Report"

When Kim came to Clean Credit she had a payment default to a telecommunication company. This past default was listed in 2017 and had lowered her credit score to 493. Kim was trying to refinance her home loan but because of this past default her bank would not approve her finance application.


Clean Credit arranged for this past default to be removed from Kim’s credit file, which increased her credit score by 161 points to 654. With a clean credit file and a new credit score of 654 Kim was able to secure the finance she needed.