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There are so many different reasons you might be looking to take out a loan. Whether it is for a luxury expense, such as an overseas holiday, or an emergency situation. Perhaps you need to pay for a car accident or even to purchase that new vehicle you have been eyeing off for a while. […]
We reveal whether credit repair companies really work & discuss the good vs the bad. Are they worth the time & money? Find out here!
The introduction of shop now, pay later technology has been revolutionary in how many retailers offer payment for their products and services. It has been made more affordable for consumers, allowing them to pay the product or service little by little, instead of in one big chunk. But you might be wondering does Afterpay affect […]
Having a low credit score may be affecting your ability to get loans or credit you apply for. If you’re worried about how expensive it is to repair bad credit history, this blog post can help. What’s the general process to repair bad credit history? There are many ways to deliver effective credit repair, but […]
Online shopping has taken over in the past decade as more and more people escape onto the internet for their everyday shopping needs. You can have everything delivered to you at the click of a button, from the comfort of your couch. This is even easier now that Commonwealth Bank has partnered up with Klarna. But does Shop Now Pay Later Affect your Credit Score? It makes shopping more exciting but comes with risk
Credit repair is a term used to describe the process of improving an individual’s credit report. This can be achieved through the removal or adjustment of incorrect negative credit listings from a person’s credit file. Credit repair is a possibility in Australia, but first, it’s important to understand what could have damaged your rating in the first place.
We all know the importance of maintaining a good credit score, but sticking to it can be a different story. Sometimes you need some help with credit repair, which can seem daunting, but don’t forget- you’re not alone!
Are you always maxing out your credit card? Do you let your bills pile up? It can be easy to do but unfortunately this activity can have a detrimental effect on your credit report. A poor credit rating might not seem like a big deal, but lenders will view any negative listings on your credit report as a red flag.
The holiday season is an expensive time of year. Many Aussies resort to credit to get by, but this often results in a lingering debt hangover. A recent study by Finder revealed that 37% of Aussies will still be repaying their Christmas debt in 2020. Carrying a high amount of debt can damage your credit score
How many of us really know what credit rating is? Yes, we hear a lot about it when we open our bank accounts or we read about it in an article but we still have little to no idea as to how it can affect us, how to manipulate it and why it is so important to our lender.
Are you wondering why you may have a bad credit rating even after keeping your credit card balances low or staying below your credit cards spending limits?