Clean Credit specialises in improving people’s credit scores through helping to have negative credit items removed from credit files. Our credit repair service is both efficient and highly successful, meaning you have the largest chance of improving your credit rating. Even better, our removal fee is only charged if we are successful in removing or improving a negative listing from your credit file. Learn the benefits of a good credit score below.
Having a good credit score is something that every person should strive to achieve. Your credit rating is important in many ways. First and foremost it is the key to being able to secure credit. Not being able to secure credit in today’s world can have disastrous effects. From a credit perspective, there are two types of credit providers: conforming and non-conforming.
An example of a conforming credit provider would a major bank that for the most part carries conservative lending criteria. Such a lender would usually require an applicant to have a good credit score in order to grant finance. Finance secured via a conforming lender would be expected to carry favourable terms such as low-interest rates and fees.
A non-conforming lender is a credit provider that specialises in providing credit to people that may have a poor credit rating. While a person with a poor credit rating may be able to secure credit through a non-conforming lender, the cost associated are usually onerous with high-interest rates and fees. The benefit of having a good credit score is it allows ready access to credit facilities that carry acceptable fees and charges. A good credit rating will also open up more options to find a loan term that really suits you.