The types of organizations that can access credit reports and perform a credit history check are organizations with a legitimate business that need to check your credit history. These organizations include:
Each time a credit report is viewed by one of the above organizations, a “hard inquiry” gets recorded on your credit report. When you request to view your own credit report, it is considered a “soft inquiry.” The more number of hard credit reporting inquiries that show up on your credit report, the worse your credit score may become. So if you’re wondering “should I fix my credit file to improve my rating?”, speak to a certified specialist for comprehensive advice.
Removing negative listings from your credit file can open up a huge number of financial opportunities for you. Clean Credit specialises in helping people have negative credit items such as defaults and judgements removed from their credit files. Through our credit repair service, we can help you regain control of your financial future and have a much higher chance of securing credit.