Credit File & Report
What Is A Credit Check?
If you’ve taken out a mobile phone contract or applied for finance before then it’s likely that you’re familiar with this term. But what is a credit check?
If you’ve taken out a mobile phone contract or applied for finance before then it’s likely that you’re familiar with this term. But what is a credit check?
No one plans to fall behind on their personal loan repayments, but sometimes life can get in the way. You might have to fork out for urgent dental work, or maybe you received a speeding fine in the mail..
If you are in a deep debt and your income is not enough to make even the minimum payment, then a debt relief strategy can help.
A credit file is an important piece of evidence of your creditworthiness.
Australia’s rising student loan debt once again making life difficult for our young professionals. Graduating the school of hard knocks comes at a cost, the trick is to roll with the punches to get out from under the weight of accumulated University debt sooner rather than later.
Living in today’s economy isn’t all rainbows and sunshine. Housing prices are typically on the rise, while grocery shopping seems to leave you with a deep hole in your pocket
Saving for anything is always something you should plan ahead for, especially if you are saving for a home loan deposit.
As you are trying to reduce the costs and maintain a balance between your income and how much you spend, you may find refund policies extremely useful. Why?
Historically, Australia has operated under a negative credit reporting system for the purpose of assessing financial and credit worthiness. This meant that an individual’s credit report only included information such as past credit enquiries, delinquencies and other major and minor financial infringements.
